Building programmable money with purpose
UNTITLED_
(SUSTAINABILITY)
Building Stablecoin Protocols for Treasury Management with Sustainability Top of Mind.
Deployed Contracts — Base Mainnet · chainId 8453
| DPX Token | 0x7A62dEcF6936675480F0991A2EF4a0d6f1023891 |
ERC-20 · 0.01% license fee on every transfer | ↗ |
| StabilityFeeController | 0xda8aA06cDa9D06001554d948dA473EBe5282Ea17 |
PID-controlled stability mechanism | ↗ |
| BasketPegManager | 0xB5071fA48B92e3652701053eEd8826ab94014AaA |
Multi-currency basket · USD / EUR / GBP / JPY / CNY | ↗ |
| ESGCompliance | 0x7717e89bC45cBD5199b44595f6E874ac62d79786 |
On-chain ESG score storage and verification | ↗ |
| ESGRedistribution | 0x4F3741252847E4F07730c4CEC3018b201Ac6ce87 |
Impact pool · Ocean / Renewable / Forest / Climate / Water | ↗ |
| PolicyManager | 0x741f3179786d9f72e134BdC699D6604eaB250D6E |
Governance · basket and fee policy control | ↗ |
TL;DR
DPX is a next-generation stablecoin designed specifically for enterprise treasury management, international banking, and fintechs. It enables the movement of large-scale sums with significant fee savings of 50–60%, settling transactions within minutes rather than days.
What sets DPX apart is its fully operational, multi-layered architecture: the world's first climate-aware stablecoin monitoring system, six smart contracts deployed on Base mainnet, PID-controlled peg stability, a multi-currency basket, and real-time on-chain basket verification. DPX combines 30–90 day early warning signals, adaptive stability controls, and ESG-aware treasury logic to deliver a resilient and institution-grade stablecoin solution.
Introduction
Do you remember the last time technology took us somewhere profound?
We are pioneering large-scale programmable money in the era of Fintech 3.0. Our synthetic stablecoin integrates unique parameters for financial biodiversity.
Our goal is to create a Distributed Ledger (DL) system that functions as a synthetic stablecoin, blending the stability of a synthetic stablecoin with a strong foundation in ESG principles. These innovative payment rails are designed to interact seamlessly with public and private stakeholders, enabling financial institutions, governments, and companies to adopt stable, ethically minded protocols that directly address sustainability challenges.
Our vision transcends traditional fiat and even current digital currencies. This synthetic stablecoin introduces a programmable, ESG-compliant financial system that is transparent, sustainable, and capable of holding multiple factors into account. By directly linking financial incentives with positive social and environmental outcomes, it creates a framework for truly impactful finance.
New to stablecoins? Here is a clear explanation of how they function within the larger financial ecosystem.
White Paper
Short Form Technical White Paper — ECO-COIN / DPX Protocol
Covers deployment architecture, ESG oracle framework (25+ sources, 6-tier pipeline), stability mechanisms, fund redistribution model, legal compliance, and governance on Base mainnet.
Stability Mechanisms
The DPX protocol maintains stability through the Stability Oracle v6.0 — the world's first climate-aware stablecoin monitoring system. Unlike reactive monitoring, it provides 30–90 day early warning signals through a 6-tier causal pipeline: Tier 0 climate signals (NOAA, NASA, USDA) cascade into commodity markets, then macro indicators, then currency FX rates, then on-chain basket verification, and finally multi-timeframe predictive synthesis.
Four cross-body transmission channels run in parallel — geopolitical risk (FRED GPR index), capital flows and monetary policy, tech and AI supply chain health, and a cross-region commodity matrix. This captures durable, structural inflation pressures that traditional oracle models miss.
The protocol also integrates an ESG-Driven Value Flexibility Mechanism: when the peg diverges, the PID-controlled StabilityFeeController adjusts fees, while the ESGRedistribution contract routes 100% of ESG fees to five verified on-chain impact programs — ocean conservation, renewable energy, forest preservation, climate action, and clean water.
| Parameter | Value |
|---|---|
| Peg Target | Dynamic basket — USD / EUR / GBP / JPY / CNY |
| Oracle Architecture | Stability Oracle v6.0 — 6-tier signal pipeline + 4 cross-body transmission channels |
| Data Sources | 25+ (NOAA, NASA, USDA, EIA, BLS, FRED, IMF, World Bank, 4 FX APIs + more) |
| Early Warning Lead Time | 30–90 days (Tier 0 climate signals → commodity → macro → FX → basket) |
| Verification Interval | Every 60 seconds on-chain (4 independent FX APIs cross-validated) |
| Control Mechanism | PID (Proportional-Integral-Derivative) via StabilityFeeController |
| Settlement Network | Base mainnet (Ethereum L2, chainId 8453) |
| Settlement Time | Minutes vs. 3–5 days (traditional wire) |
| Fee Reduction | ~50–60% vs. SWIFT / correspondent banking · typical all-in 1.385% |
| ESG Redistribution | 100% of ESG fees → Ocean / Renewable / Forest / Climate / Water |
Behavioral Economics: Client-Based Analysis for Stables
TL;DR
This analysis highlights key behavioral economics challenges from a client perspective in adopting the synthetic stablecoin. Solutions focus on increasing trust through transparency, offering tangible incentives, and involving clients in co-designing ESG metrics.
The synthetic stablecoin project faces several behavioral economics challenges that could influence client behavior and adoption. One of the primary risks is moral hazard, where companies flagged as "bad actors" may attempt to manipulate their ESG metrics to avoid penalties, undermining the system's integrity. To mitigate this, the platform implements third-party audits and blockchain-based transparency to ensure the accuracy and verifiability of ESG metrics.
Framing & Perception Bias
Clients may view the redistribution model as punitive rather than transformative. To counteract this, DPX is positioned as a partnership tool that helps companies align with sustainability goals, offering positive PR and regulatory compliance incentives.
Adoption Resistance
Some clients may view ESG metrics as subjective or misaligned with their industry's priorities. The platform adopts a consultative approach with industry stakeholders to co-design ESG parameters that are relevant and tailored to their specific needs.
Impact Uncertainty
Clients may question the effectiveness of redistributed funds. Impact dashboards with real-time metrics, supported by data partnerships with reputable NGOs and industry groups, demonstrate the positive changes being made.
Free-Rider Problem
Some participants might exploit the ecosystem without contributing meaningfully. Tiered incentives and penalties are introduced to reward active participation and enforce compliance, ensuring alignment and sustaining the model's integrity.
Hyperbolic Discounting
Clients focus on short-term costs rather than long-term benefits. Immediate, tangible incentives such as fee reductions, loyalty rewards, or tokenized impact credits counteract short-term biases.
Cognitive Overload
Clients may find the complexity of tracking ESG metrics and interpreting impact reports overwhelming. Simplified dashboards with clear ESG scores and easy-to-understand impact reports reduce cognitive load.
Resistance to Redistribution
Industries facing financial burdens may view the model as anti-business. Proactive engagement demonstrates how the redistribution model supports their transition toward sustainability, creating long-term value.
Trust & Credibility
If clients perceive ESG criteria as opaque or politically biased, it could erode trust. Transparent blockchain records, third-party verifications, and collaborations with respected ESG certifiers build credibility.
Who We Are
Untitled_ is a fintech company that integrates a behavioral economics and gender lens approach. We are committed to market-based environmental and sustainability solutions, providing us with deep insights into human and market behavior. This enables us to tailor the adaptability of our synthetic stablecoin effectively. We bridge the experimental nature of v1 cryptocurrencies with the stability of fiat currencies.
Stable on Stables
Our Substack publication covering stablecoin protocol design, ESG-weighted treasury management, and the future of programmable money.
Read on Substack →Founder
Victoria Lee Case
"This started out as an esoteric exercise in the British Museum's currency exhibit. At the time I did not know if the solution was possible until I read MIT Project Hamilton in 2022. What gets me most excited is the fund redistribution models, programmable money and the future of regenerative solutions. There is a real future where 'sustainable' can touch on a complexity of tangible, everyday solutions."
Victoria Lee Case is the founder of Untitled_. Holding a dual specialization in Alternative Investments from Harvard Business School and Modern Art and Ideas from the Museum of Modern Art. She is a graduate of Belmont University with time spent at King's College, London, and a Fellow with the OnDeck Inaugural Fintech Program.
Certifications in Sustainability and Circular Design from Kering, grounded in Cradle to Cradle methodology. Recently completed a fellowship with Climatebase, earning a scholarship with this project. 🌳 Advocating for the Environment since before she could spell.
Previous to Untitled_, Victoria is an award-winning brand creative and corporate strategist who collaborated with Amazon, MontBlanc, Theory, Uber, American Express, Airbnb, W Magazine, RSA Films, Ogilvy, and Sony — pushing clients toward environmental processes before ESG was market behavior.
Victoria is also a published writer and speaker on entrepreneurship, investing, and NDEs.
Founder Bibliography
NCBI Bibliography (Public) →API ENDPOINTS
All endpoints are publicly accessible. No authentication required for read operations.
https://dpx-docs.pages.dev
🤖 LLM & Agent Discovery
/llms.txt
LLM navigation index — llmstxt.org standard
/llms-full.txt
Complete docs compiled for LLM context
/openapi.json
OpenAPI 3.0 schema for all endpoints
/.well-known/ai-plugin.json
Agent plugin manifest (ChatGPT / Claude)
🦙 Stability Oracle
/reliability
Live stability score — 6-tier oracle
/quote
Fee quote with quoteId for settlement
/verify-fees
Verify fee breakdown pre-settlement
/quote?sandbox=true
Sandbox mode — real fee calc, mock settlement
🌿 ESG Oracle
/esg-score
Live E, S, G scores from 6 institutional sources
/esg-score?entity=
ESG score for a specific entity
🏦 Settlement
/settle
On-chain settlement — beta access required
# Live stability score
curl "https://stability.untitledfinancial.com/reliability"
# Live ESG score
curl "https://esg.untitledfinancial.com/esg-score"
# Fee quote — sandbox mode (no wallet needed)
curl "https://stability.untitledfinancial.com/quote?amountUsd=1000000&hasFx=true&esgScore=75&sandbox=true"
# OpenAPI schema
curl "https://dpx-docs.pages.dev/openapi.json"
# LLM context file
curl "https://dpx-docs.pages.dev/llms.txt"🫀 United Nations Charter — Preamble
WE THE PEOPLES OF THE UNITED NATIONS DETERMINED
to save succeeding generations from the scourge of war, which twice in our lifetime has brought untold sorrow to mankind, and to reaffirm faith in fundamental human rights, in the dignity and worth of the human person, in the equal rights of men and women and of nations large and small, and to establish conditions under which justice and respect for the obligations arising from treaties and other sources of international law can be maintained, and to promote social progress and better standards of life in larger freedom,
AND FOR THESE ENDS
to practice tolerance and live together in peace with one another as good neighbours, and to unite our strength to maintain international peace and security, and to ensure, by the acceptance of principles and the institution of methods, that armed force shall not be used, save in the common interest, and to employ international machinery for the promotion of the economic and social advancement of all peoples,
HAVE RESOLVED TO COMBINE OUR EFFORTS TO ACCOMPLISH THESE AIMS.